Product Solutions

  • Terminal

    $19.95Monthly
    • No Equipment to Purchase
    • No Contact Term
    • No Transaction Fee
    • No Sign-Up Fee
    • No Annual Fee
    • Includes Online Reporting
    Get Started
  • Mobile App

    $29.95Monthly
    • No Equipment Purchase
    • No Contact Term
    • No Transaction Fee
    • No Processing Fee
    • No Sign-Up Fee
    • No Annual Fee
    • Includes Mobile iBuxx App for Android and iOS
    • Text/Email Receipt
    • Online Dashboard
    Get Started
  • Mini POS

    $49.95Monthly
    • No Equipment Purchase
    • No Contract Term
    • No Transaction Fee
    • No Processing Fee
    • No Sign-Up Fee
    • No Annual Fee
    • Touchscreen Terminal
    • Text/Email Receipt
    • Online Dashboard
    • WIFI
    Get Started
  • Point of Sale

    $99.95Monthly
    • No Equipment Purchase
    • No Contract Term
    • No Transaction Fee
    • No Processing Fee
    • No Sign-Up Fee
    • No Annual Fee
    • Touchscreen Terminal
    • Includes App
    • Online Dashboard
    • WIFI
    Get Started
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Instant Analysis See How Much You Can Save!

iBuxx brings huge savings to businesses and the latest technology to offer your customers versatility. Try our instant analysis! All you need is a current processing statement! The iBuxx calculator will calculate your savings!

Solutions

Terminal
$19.95
Mobile App
$29.95
Mini POS
$49.95
Point of Sale
SOLD OUT
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Digital Experience

Questions & Answer

Visa, Mastercard, Discover and American Express

The fee your customer will pay depends on your business’s average ticket as a whole. If your business’s average ticket is $0.01 – $10.00 your customer will pay an additional $0.49 on their total bill. If your business’s average ticket is $10.01 – $15.00 your customer will pay an additional $0.59 on their total bill. If your business’s average ticket is $15.05 – $20.00 your customer will pay an additional $0.69 on their total bill. If your business’s average ticket is $20.01 and above, they will pay an additional 3.95% of the transaction on their total bill. For example, if the total ticket is $100 then your customer would pay $103.95.

Payment Card Networks cannot stop you from offering your customers a discount or another incentive for using a certain method of payment, as long as you offer it to all your customers and disclose the offer clearly and conspicuously. We provide to you all the signage needed to display in your business.

No, the Cash Discount program, while similar, is actually very different, particularly in the eyes of Visa and MasterCard. The surcharge is allowed in all but 10 states (California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas, plus the U.S. territory of Puerto Rico).

Yes, we do not offer a cash discount program in South Dakota, Hawaii, West Virginia and New Mexico.

When a fee is incorrectly applied to a transaction, any additional fee charged to those consumers using a credit card is labeled a Surcharge and that is expressly forbidden by Visa, Mastercard, and the processing provider without taking very specific steps. This can lead to steep fines and termination from accepting Credit Cards. Additionally, you are forbidden by Visa, Mastercard, and the Processor’s rules to profit on a credit card transaction, which could happen if you accidentally charged more than you were being charged by the processor. By utilizing the ibuxx. Cash Discount program, we establish proper pricing for you to ensure you stay within all stated guidelines and implement a cash discount program correctly.

Nobody wants to pay additional fees, more and more cardholders are starting to realize just how expensive it’s been for merchants to accept credit cards. By charging a small service fee on a sales transaction, is a small price for cardholders to pay for the goods and services you provide.

Cardholders see this fee a lot when they pay bills online or purchase from international websites. We’ve all become accustomed to paying $2-4 when we use an ATM and this cash discount fee is actually cheaper than the ATM fee for most transactions.

Once you explain that you’re trying to keep the cost of your goods and services down, most will appreciate this.

Sometimes cancellation fees can be extremely high! In many cases you can wait a month after switching before the fee catches up with you, and by then you will have saved significantly on the new program. In the long run you will be far better off to switch and start saving ASAP.

“In order to correctly implement a Cash Discount program, you don’t need to change any of your prices, you simply follow our ibuxx Guidelines and provided signage that states that all transactions now carry a $0.49, $0.59, $0.69, or 3.95% customer service charge. The ibuxx technology is provided by Impact PaySystem LLC, in conjunction with our hardware partners. However any consumer who pays with cash, will have this fee waived. Your posted prices are your cash prices. Consumers who pay with a method other than cash will see a $0.49, $0.59, $0.69, or 3.95% service charge that is programmed into your ibuxx terminal, so there are no additional steps for you.

Each additional terminal will be a $10 monthly rental or can be purchased for $195 plus tax and shipping.

Industries we serve

Dry Cleaning Services

Dry Cleaning Services

The margins for dry cleaning businesses keeps narrowing, there has always been a resistance for dry cleaners to accept credit cards as the cost of processing really cut into their revenue. Ibuxx utlitizes the best technology to deliver a terminal that is fast for check out and...

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Automotive Repair

Automotive Repair

Automotive Repair businesses have high labor costs and automotive parts costs to take into consideration. Normally they have high sales tickets and paying 2-3% for credit card processing can really cut into their margins.

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Towing Companies

Towing Companies

Most towning companies prefer cash but its hard to manage with drivers collecting the payment. Ibuxx gives towing companies a better way to encourage cash but the ability to recoop the cost of processing on those customers wanting to use a credit card. Ibuxx has a stand alone ...

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Nail/Hair Salons

Nail/Hair Salons

Nail Salons often offer a cash or card price. Ibuxx allows these businesses to do so in a compliant manner. Nail Salons often have the need to add a tip, the ibuxx proprietary terminal allows for the business to add a tip at checkout or add it at end of day.

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Convenience/Gas Stations

Convenience/Gas Stations

ibuxx is a great solution for convenience store owners. Many are working on small margins and have to control what they spend on credit card processing. Historically gas stations have always encouraged cash as the preferred method of payment posting fuel prices as cash or card...

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Day Care Center

Day Care Center

Daycare centers have recently moved into accepting credit cards for tuition payments. With the cost of labor and facility costs daycare centers don’t have a choice but to build credit card processing fees into their margins. A high majority of businesses have implemented their...

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Professional Services

Professional Services

Professional services includes CPA, Doctor Offices, Law Offices, Freelancers and Funeral Homes. Often professional services have high sales tickets which can be very costly credit card processing wise. Many of these professional services take upfront deposits and need the abi...

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Specialty Stores/Retail Shops

Specialty Stores/Retail Shops

Specialty Retail Stores are often competing with the big brand department stores in their community. The need to keep prices low is crucial to the survival of the business. Ibuxx allows the specialty retail store to price their merchandise as cash to keep the prices competitiv...

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Pawn/Gun Shops

Pawn/Gun Shops

Pawn/Gun Shops traditionally have a higher ticket than a retail shop. They often have a sign stating a fee for card usage trying to keep their prices low. Ibuxx gives the business owner the ability to pass the processing fees along right from the ibuxx terminal. No more hassle...

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Pet Grooming

Pet Grooming

Whether you have a physical location or a mobile grooming service ibuxx has a solution for Pet Groomers! Ibuxx has the flexibility to have a stand alone terminal best for physical locations or a cellular unit that can be taken in the field and used at time of service. The proc...

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Home Services

Home Services

Includes: Lawn care, Plumbing, Electrical, Home Security, Roofing & Window Installers, Pool Care, Extermination Services. All of these home services have higher than normal sales ticket making the cost of processing credit cards extremely high. Ibuxx allows the home service to...

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